Most employee benefit platforms charge a monthly fee per employee — on top of everything you already spend on benefits. Wallet doesn't. You buy credits. You use them. That's the price.
Other platforms charge you a fee for every employee, every month — whether they use the platform or not. Some charge $5. Some charge $30. On a team of 50, that's up to $18,000 a year in platform fees before a single benefit is delivered.
Wallet works differently. You buy a bundle of company credits. You allocate them to your team. Employees spend them in the Marketplace. No monthly platform fee. No fee per employee. No charge if you don't allocate.
The only cost is the credits you buy.
| Subscription model (competitors) | Wallet — credit model |
|---|---|
| ✗$8–$30 per employee / month | ✓₵0 platform fee. Ever. |
| ✗Charged whether used or not | ✓Only pay for credits you buy |
| ✗Multiple vendor invoices monthly | ✓One invoice per bundle |
| ✗Annual contract lock-in | ✓No commitment beyond the bundle |
| ✗Platform fee rises with headcount | ✓Bundle size is always your choice |
| ✗Platform fee + benefit cost | ✓Credits are the only cost |
Other platforms charge you a fee for every employee, every month — whether they use the platform or not. Some charge $5. Some charge $30. On a team of 50, that's up to $18,000 a year in platform fees before a single benefit is delivered.
Wallet works differently. You buy a bundle of company credits. You allocate them to your team. Employees spend them in the Marketplace. No monthly platform fee. No fee per employee. No charge if you don't allocate.
The only cost is the credits you buy.
| Subscription model (competitors) | Wallet — credit model |
|---|---|
| ✗$8–$30 per employee / month | ✓₵0 platform fee. Ever. |
| ✗Charged whether used or not | ✓Only pay for credits you buy |
| ✗Multiple vendor invoices monthly | ✓One invoice per bundle |
| ✗Annual contract lock-in | ✓No commitment beyond the bundle |
| ✗Platform fee rises with headcount | ✓Bundle size is always your choice |
| ✗Platform fee + benefit cost | ✓Credits are the only cost |
No feature gating. No premium add-ons. Every credit bundle comes with full access to the entire Wallet platform.
Credits don't expire. Unused credits stay in your company pool. Top up any time with a new bundle. One invoice each time.
Credits are simple. Pick your team size, choose how much to allocate per person per month, and you know the number.
Want us to do the math for you? Book a demo → We'll size the right bundle in 20 minutes.
The specifics a CFO or finance team asks before approving the purchase.
Order credits →No platform fee. No commitment. One invoice.
Credits don't expire. Start small and top up any time.