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🛒
Where credits get spent

A marketplace your team
will actually open.

Employees spend credits on what they genuinely want — healthcare, gym, wellbeing, gear, learning, or a coffee voucher. No forms. No receipts. No waiting.

The Wallet Marketplace is where employee benefit credits become something real. Every employee with a credit balance can browse, choose, and spend — directly inside their Wallet. No reimbursement workflow. No vendor portal login. No HR approval for every purchase. Two categories, twelve options to start, and more added as your company grows.

Not sure how many credits to give your team? Start with ₵50 per person per month — enough for one meaningful benefit a month.

How it works

Credits. Choose. Done.

No enrollment period. No annual plan selection. An employee opens their Wallet, sees their balance, and picks what they want.

01
💳
See your balance
Credits are visible in your Wallet — always up to date, always yours.
02
🛒
Browse and choose
Pick from subscriptions or items. Change your mind next month. No lock-in.
03
Credits deducted
No reimbursement. No receipt. No HR approval. Done.
Subscriptions

Subscriptions — recurring value every month.

Benefits that renew month after month. Employees allocate their credits to the subscription they want — it runs automatically from their balance.

🏥
Healthcare
Private health plans, dental, vision coverage, and medical access.
₵ Credits
🏋️
Sport & Gym
Gym memberships, fitness classes, and sport club access.
₵ Credits
🧘
Wellbeing & Mental Health
Meditation apps, therapy platforms, and mental health support.
₵ Credits
🎬
Entertainment
Streaming services, audiobooks, music, and digital entertainment.
₵ Credits
📚
Learning & Development
Online courses, certifications, and professional development.
₵ Credits
🍱
Meal Plans
Meal kit delivery, food subscriptions, and catering access.
₵ Credits

"Better than paying for a company Multisport that half the team doesn't use. Credits go to the people who actually want it."

Masterhub Wallet — active subscriptions including Multisport Unlimited and Pokercode
Subscriptions

Subscriptions — recurring value every month.

Benefits that renew month after month. Employees allocate their credits to the subscription they want — it runs automatically from their balance.

🏥
Healthcare
Private health plans, dental, vision coverage, and medical access.
₵ Credits
🏋️
Sport & Gym
Gym memberships, fitness classes, and sport club access.
₵ Credits
🧘
Wellbeing & Mental Health
Meditation apps, therapy platforms, and mental health support.
₵ Credits
🎬
Entertainment
Streaming services, audiobooks, music, and digital entertainment.
₵ Credits
📚
Learning & Development
Online courses, certifications, and professional development.
₵ Credits
🍱
Meal Plans
Meal kit delivery, food subscriptions, and catering access.
₵ Credits

"Better than paying for a company Multisport that half the team doesn't use. Credits go to the people who actually want it."

🖥️
📸 Image placeholder F
Marketplace — Subscriptions Tab (Desktop)
The Wallet Marketplace on desktop, Subscriptions tab selected. Grid of 6 subscription category cards visible. Each card shows: category icon, category name, and a ₵ credit price badge. Dark background. Looks like a consumer app — clean, modern, not a corporate HR portal.
Ratio: 16:10
Min: 1280px wide
Format: PNG / WebP
Screen: Employee → Marketplace → Subscriptions
Why it works

Why choice is the point.

Most employee benefit programs fail because they assume the company knows what each employee wants. They don't.

One employee wants a gym membership. Another wants therapy. Another wants a home office monitor. Another wants a coffee subscription.

When you give everyone the same benefit, most of them don't use it. When you give everyone credits and a marketplace, they choose what matters to their life right now.

That's why credit utilization in Wallet is high. Not because the benefits are better — because they're chosen.

Compare that to the gym subscription half your team never opens. Or the meal plan that works for London but not for Warsaw. Credits let everyone choose what's real for them.

91%
Average credit utilization across Wallet companies.
Not a fixed catalog

The marketplace grows with your team.

The Wallet Marketplace starts focused. Twelve solid categories that cover the benefits most employees actually use most often. As Wallet grows — and as your company grows — the marketplace expands.

🌍
Built for global teams
The same credits work across markets. No per-country benefit complexity. One system for your whole company.
📦
Start with what matters
The 12 core categories cover what employees actually want from a benefit. Start there. Expand when it makes sense.
More added regularly
New vendors and categories added as Wallet grows. You'll always see what's available — no surprises.
FAQ

What employees actually ask about the Marketplace.

The practical questions — before the first spend.

Order credits →
Employees spend credits in the Wallet Marketplace across two categories: Subscriptions (healthcare, gym, wellbeing, entertainment, learning, and meal plans) and Items (team merch, gear, gift cards, coffee vouchers, home office supplies, and gaming). The marketplace starts with 12 categories and expands over time.
No. Employees browse the Marketplace, select what they want, and credits are deducted from their balance automatically. There is no reimbursement workflow, no receipts to submit, and no HR approval required for individual purchases.
Yes. There is no locked-in plan. An employee who used credits for a gym subscription this month can switch to a learning platform next month. Credits are flexible — employees choose each month based on what matters to them right now.
Yes. The Wallet Marketplace is built to work for companies in any country. Credits are not tied to a specific currency or region. The marketplace expands with local vendors and options as Wallet grows in each market.
Admins can set broad category rules if needed — for example, limiting credits to professional development or wellbeing categories only. By default, employees have full marketplace access and choose freely within the available categories.
All of them. There is no limit on concurrent marketplace users. Every employee with a credit balance can browse and spend at any time, independently of each other.

Ready to give your team
a marketplace they'll actually use?

Start with a credit bundle. Set your allocation. Your team opens the Marketplace and chooses for themselves.

No subscription. Credits don't expire. Start whenever you're ready.